Thank you for visiting the Australian
Motor Brokers (http://www.myamb.com)
website.
Protecting consumer privacy is very important to
us. Our Online Privacy Statement is available to
inform you about our collection and use of personal
information so that you can make informed choices
about how your own information is collected and
used. This Online Privacy Statement reflects the
Australian Motor Brokers policies covering personal
information collected at this website on or after
the effective date shown above.
We believe that information used responsibly benefits
consumers and the economy, whether it is information
we house on behalf of consumers conducting transactions
or information we collect on behalf of our business
clients. For example, we use consumer information
every day to ensure fast and accurate processing
of hundreds of thousands of money transfers. In
addition, Australian Motor Brokers strives to better
serve our customers by offering goods and services
that we believe fit their needs and interests. When
identifying an opportunity, Australian Motor Brokers
may use consumer information it has collected in
an effort to identify consumers who may be interested
in that opportunity. For more than few years, consumers
and businesses have relied on Australian Motor Brokers
for safe and reliable service. The relationships
we have developed through the years have been established
based on mutual trust. Each day we and employees
and agents strive to reinforce our commitment to
our clients and consumers. Central to that commitment
is ensuring that we abide by a set of privacy policies,
which are outlined below. These policies guide us
in the collection and use of information as well
as employee responsibilities in protecting your
privacy. We use personal information about consumers
only in a manner consistent with these policies.
COLLECTION
OF INFORMATION
Australian Motor Brokers collects personal information
in order to offer or provide goods and services
to consumers and our customers. We may obtain this
information from a variety of sources:
- Directly from customer applications, questionnaires
and other materials submitted to us by customers;
- From transactions in which Australian Motor Brokers
and consumers are involved;
- From click thru activity on our web sites; and
- From a variety of third-party sources, such as
our business customers, government repositories,
consumer reporting agencies and other financial
institutions.
DISCLOSURE
OF INFORMATION
Australian Motor Brokers does not disclose customer
information to third parties without first giving
customers an opportunity to opt-out of certain kinds
of disclosures. There are some disclosures to third
parties that are not subject to the opt-out, such
as disclosures necessary to effect, administer or
enforce a transaction requested by you, to companies
that perform services for us or to prevent fraud.
Finally, Australian Motor Brokers may disclose
information about former customers to third parties
and companies with which Australian Motor Brokers
is affiliated, as well as unaffiliated third parties.
Those disclosures may consist of the following:
- Financial background information describing a
customer's financial status;
- Identification information, such as name and address
data;
- Transaction information, such as account activity,
debit activity or credit activity; and
- Other information relating to financial matters.
RECIPIENTS
OF INFORMATION
Australian Motor Brokers may disclose consumer information
to companies affiliated with Australian Motor Brokers
and to companies or other parties not affiliated
Australian Motor Brokers
(subject to consumers' opt-out rights)
These recipients include:
- Financial institutions, such as banks, credit
card companies and brokerage houses;
- Companies that process transactions or provide
other services for us;
- Government agencies; and
- In addition, under Australia law Australian Motor
Brokers is permitted to disclose customer information
to certain recipients, like credit reporting.
WE ARE COMMITTED TO
PROTECTING THE CONFIDENTIALITY OF PERSONAL
CONSUMER INFORMATION.
Australian Motor Brokers limits access to personal
information to those employees of Australian Motor
Brokers and its affiliates who need it to fulfill
their business responsibilities.
Employees must adhere to Australian Motor Brokers
privacy policies. Employees violating these policies
may be subject to disciplinary action, up to and
including dismissal.
Vendors and other outside contractors we engage
are subject to our contractual requirements to ensure
that sensitive personal information is safeguarded.
WE USE APPROPRIATE
SECURITY SAFEGUARDS.
At Australian Motor Brokers, security is a priority.
We employ appropriate measures to protect consumer
information against unauthorized access, disclosure,
alteration or destruction. These may include, among
others, encryption, physical access security and
other appropriate technologies. Australian Motor
Brokers continually reviews and enhances its security
systems, as necessary.
WE MAINTAIN PROCEDURES
TO ASSURE THE QUALITY OF INFORMATION WE COLLECT
AND WHERE APPLICABLE, WE WILL INFORM CONSUMERS ABOUT
HOW THEY CAN ACCESS THEIR PERSONAL INFORMATION AND
MAKE CORRECTIONS, IF NECESSARY.
Australian Motor Brokers employs appropriate measures
to assure the quality of information we collect
directly from consumers. Where Australian Motor
Brokers collects information directly from consumers
or sources other than our business customers, we
permit them, if possible, to dispute or correct
any erroneous or out-of-date personally identifiable
information. Of course, this correction would not
be possible if the information is proprietary to
one of our business customers, reflects historical
transaction information or if correction would violate
the privacy or legal rights of a third party. Where
applicable, we abide by laws related to such information.
You can correct factual errors in your personally
identifiable information by sending us a written
request that credibly shows error. We reserve the
right to independently verify claims made. To protect
your privacy and security, we also will take reasonable
steps to verify your identity before making corrections.
We reserve the right to assess a service charge
for providing you any information in connection
with your request.
THE AUSTRALIAN MOTOR
BROKERS WEBSITE IS NOT DIRECTED AT CHILDREN
UNDER THE AGE OF 13.
Our website is not directed at children under the
age of 13 and Australian Motor Brokers does not
collect or maintain information at our website from
those we actually know are under the age of 13.
WEBSITE MAY BE LINKED
TO OTHER WEBSITES
Australian Motor Brokers may create links to third
party websites. Australian Motor Brokers is not
responsible for the content or privacy practices
employed by websites that are linked from our website.
OPT OUT RIGHT
Australian Motor Brokers may disclose consumer information
to third parties as described earlier in this notice.
Many of these disclosures are beneficial to consumers
because they permit goods and services of interest
to consumers to be offered to consumers at attractive
rates. We strive to give consumers choices about
how their data will be used. You have the right
to opt-out of (direct us not to make) these disclosures
when the consumer information is about you. Of course,
there are some disclosures to third parties that
are not subject to the opt-out, such as disclosures
necessary to effect, administer or enforce a transaction
requested by you, to companies that perform services
for us or to prevent fraud. When you use this service,
you will be asked whether you wish to opt out. If
you wish to opt out, simply check the appropriate
box and submit your choice.
If you have any questions or indeed comments about
our Online Privacy Statement, or for some reason
believe we have not adhered to our statement, please
contact:
E-mail the Australian Motor Brokers Data Protection
Officer: info@myamb.com
We may alter this statement as needed for certain
products and services and to abide by local laws
or regulations around the world. Australian Motor
Brokers reserves the right to amend or modify this
statement from time to time. We urge you to review
this statement whenever you visit in order to obtain
the most current statement. You may change your
choices at any time. |